In order to negotiate with your lender to refinance, negotiate repayment plan, modify your loan, or request a short sale approval, the homeowner will likely need to provide the following documentation:

1. Two months most recent mortgage statements (all mortgages)


2. Two months checking account statements (all borrowers, if separate)


3. Two months savings account statements (all borrowers, if sererate)


4. Two months other account statements (all borrowers, if separate)


5. Last two paycheck stubs (all borrowers)


6. Two years tax returns (all borrowers)


7. Hardship letter (Guarantee Short Sale Specialists can provide samples)


8. Freddie Mac Financial Worksheet (Guarantee Short Sale Specialists can provide Forms)

The requirements are not unlike qualifying for the initial loan.

IMPORTANT NOTICE: Guarantee Real Estate is a real estate broker. The service we provide is to assist in the sale or purchase of real property.  We do not negotiate with lenders in an effort to modify mortgages.  It is strongly recommended that you seek appropriate professional tax or legal counsel regarding the transfer of real estate.  Guarantee Real Estate is not associated with the government and our service is not approved by the government or your lender.  Even if you use our service, your lender may not agree to change your loan.  If your home is listed for sale, please do not consider this as a solicitation to list your property..