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Real Estate Minute

Move-Up Buyer Advantages

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What is the biggest opportunity in the Fresno/Clovis housing market right now! It is the move-up buyer! Hi I’m John Stone with The Stones Real Estate Team at Guarantee Real Estate.

Why does the move-up buyer have an advantage when they sell and buy?

It is simple supply and demand. There are many more buyers than homes for sale under $350,000… and many more homes than buyers for homes over $450,000. To put that into perspective from an inventory standpoint, there is less than 2-months-supply of inventory for homes under $350… and there is 5-to-8-months-supply of inventory for homes over $450.

The move-up seller has the opportunity to get top-dollar when they sell, and negotiate a great deal when they buy! So… for the first time in a long time the move-up buyer has an advantage when they sell… And buy!

If you’re considering moving up to the home of your dreams… this is the perfect time to do so!

Learn more about the John Stone team at johnstonehomes.com


REM #76 | Open Houses

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Perusing real estate listings can be nothing less than addictive. We’ve all spent time browsing the internet, ogling homes for sale that we didn’t intend—or couldn’t afford—to buy. It’s fun!

But would you ever hop in the car and do the same – in person?

This is Linda Hergenrader with Guarantee Real Estate… and, regardless of whether buying or selling is in your near future, there are many benefits to attending open houses.

I mean, here’s a chance to really get a grip on what you can expect to find… within your budget. 

…but even if you don’t find your dream home, you might meet your dream agent. What better way to interview candidates than by seeing them in action at an open house?

You’ll also get a real feel for any neighborhood you visit, while learning about potential neighbors, and how you might fit in.

And maybe most importantly, learn about your wants and needs, by seeing a variety of layouts… and the amenities that catch your eye. You just might be surprised!

I hope to see you… at an open house this weekend 😊.


Reviewing Your Purchase Agreement | REM #74

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The purchase agreement contains important information that maps out how a transaction should go.

I’m David Sheppard, Sales Manager at Guarantee Real Estate, with some important things to consider when reviewing that agreement.

Whether it’s your first time buying or selling a home, or if you’ve bought and sold many homes over the years… you may be surprised by some of the terms within the purchase agreement.

Contingency periods, for example, are a vital part of a purchse and are what give buyers and sellers a way out if needed… and also specify how much time a buyer has to line up inspections, appraisals, loan approval, replacement home contingencies and more.

Agent selection is key; they will need to understand the wants and needs of the buyer and seller to better guide you in making the strongest offer possible; price is not always the most important term to a seller. So knowing what the seller needs in order to move on can help ensure a much better buying experience.


Permit Required? | REM #72

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Measure twice and cut once. For some, this is a calling… and DIY projects are no problem. I’m Kyle Chaney, Sales Manager at Guarantee Real Estate… and first to admit that for others… like me… help from friends and professionals might be needed. Either way, when tackling a home improvement project – always check to see if a permit is required.

When you go to sell your home… buyers and, sometimes even the lender, will want to know if remodels were done with a permit… and having a permit can salvage your sale.

As a general rule of thumb, items that are mechanical, structural or electrical will require a permit.
Items like painting, flooring, changing of faucets, and most landscaping will not.

Permits will vary city-by-city, so it’s always advised to start with your local building department to be on the safe side. If you are looking for a recommendation on potential vendors… and want to know how these projects may affect home value and your equity position — contact your local Realtor.


Choosing The Right Agent | REM #71

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Have you ever been in a situation where you felt like you had no control? Found yourself feeling anxious or nervous?

I’m Jennifer Hixson, Sales Manager at Guarantee Real Estate, and if you’re at all like me, you know exactly how that feels!

But what if you felt that way while you were buying or selling a home?… family land?… or even a business or investment property?

To avoid uncertainty, and those skittish emotions during important times like these, we believe choosing the right agent to represent you is crucial… and goes a long way toward bypassing those unsettling feelings.

-take time as you find a realtor that you can trust…
-build a relationship with them first…
-and make sure that what’s important to you, is equally important to your agent.

They will make intelligent choices that focus on your goals!

So before jumping into the process with an unfamiliar agent, make sure the agent is someone you can trust and is the right person — for you!


Avoid Delays During Escrow | REM #70

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Along with the sand, surf and mountains we enjoy in California, we are also tuned in to safety during earthquakes and fires. 

This is Desrie van Putten, Sales Manager at Guarantee Real Estate’s Fig Garden office, with a few things you can do when preparing to sell your single-family home… that can help to avoid delays during escrow.

First, to prevent movement during earthquakes, all water heaters must be supported and strapped with two, 22-gauge, 5/8” or wider metal straps.

Second, be advised that smoke alarms must be in each sleeping room, just outside of each sleeping area – and on each additional story of the home, including basements, but not crawl spaces or attics.

Finally, co alarms must be just outside each sleeping area, on each level including basements, and in bedrooms or bathrooms that contain fuel-burning appliances.

In all but rare instances, these items are required by law — so avoid re-inspection fees, and be a step ahead of the inspector… and the appraiser!


Pitfalls of HERO and PACE Financing | REM #69

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Are you aware of the potential pitfalls that come with using PACE or HERO financing for energy-efficient improvements? Hear more on the topic from the Sales Manager at our Fig Garden Office, Sandy Darling.


Closing Costs | REM #68

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Remember when your parents or grandparents would flip you a couple bucks and say “go get what you want kiddo!” Then you’d race off to the candy aisle for some sugary goodness! You end up with two candy bars (that you’re thinking should cost $1.98) and as the cashier rings them up – you realize you’ve got a problem: sales tax! (hope somebody has spare change?)

Hi, I am Kyle Chaney with Guarantee Real Estate.

Don’t feel panic next time you buy or sell a home… Make sure you understand what closing costs are. These are costs that apply to the sale of a home that both buyer and seller incur.

Like the name implies, they’re paid at the end of your sale before ownership transfers… and typically include escrow fees, insurances, loan origination costs, prepaid interest and a few other items.

Remember, lenders are required by law to provide you a loan estimate – including those closing costs – within 3 days of receiving your application.

Plan on 3 to 5% of the purchase price.

For the best information on what you can and can’t negotiate, work with a local realtor… so you aren’t left scrambling for funds at the last minute.


Getting Pre-Approved | REM #67

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What’s the first step in buying a home? Hear the answer straight from the source, Guarantee Real Estate’s Jeff Starbuck, Manager of our Palm and Herndon office.


Happy Fourth of July | REM #66

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Happy Fourth of July from Guarantee Real Estate! Hear Aaron Waldrum, Operations Manager at our Palm and Herndon office, remind us of what this holiday is all about.


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