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Updated VA Loan Program: Real Estate Minute #45

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Hello…  this is Sandy Darling, Sales Manager for the Fig Garden office at Guarantee Real Estate, and I’m here to tell you about an exciting new program for the veterans in our Community. 

So often sellers are reluctant to accept a VA offer, as there is a perception that it will cost the seller more money when all is said-and-done.

Well, times have changed and so has the VA loan program…  but, just to make sure that our veterans get an additional “leg up” on their home purchase, the Fresno Association of Realtors® has a grant program from the Housing Affordability Fund at the California Association of Realtors®. 

With this grant, we are able to give participating sellers a $2,000 incentive to sell to a veteran.  Now that’s a win for both the buyer and the Seller!  And we like that, especially when it helps somebody who has served our great nation.  

If you’re thinking of selling your home, or you’re a veteran looking to buy — please contact me or the Fresno Association of Realtors® for more information.  

Why List High?: Real Estate Minute #44

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Why don’t we list high so we can leave room for negotiation?
This is a common question most home sellers have in pricing their property for sale.
If that’s you – you’re actually right thinking you need to take this into account in how homes get sold. The reality however, is that homebuyers are deterred by this.

You see homebuyers often see homes priced too high as a sign of an unmotivated seller.

If you come out of the gate, overpriced, homebuyers and agents that show properties write you off. The higher the price of the property, the less the seller seems they need to sell it. . . at least that’s what buyers believe from their past experiences.

Now, this approach also assumes that you’ll lower your price down later. Most buyers don’t realize that you’ve lowered the price and depending on email notifications, or flyers to go out means a good chance it’ll go unnoticed.

My advice – price it right from the beginning. Your odds of agents showing it with interested buyers are much higher.

I’m just spit-balling here, but what if you turned this a little like so:

Why don’t we list high so we can leave room for negotiation?
This is a common question most home sellers have in pricing their property for sale — and it’s on every sellers mind at one point or another whether they ask the question or not.

I certainly understand that line of thinking, especially when everyone has been saying how hot the market has been for so long. The reality, however, is that this approach can really work against you. In today’s world, where neighborhood comps and pricing tools are just a few keystrokes away — for anyone with access to the internet — it becomes very clear when a home is over-priced. Being perceived as over-priced will deter potential buyers. Your strategy of lowering the price if you need to — only works if you know that you need to. You will likely never hear from interested buyers who perceive you as overpriced. And you don’t want to be perceived as an unmotivated seller.

My advice… price it right from the beginning. You’ll be glad you did.

Guarantee Home Loans Reopens!

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Guarantee Real Estate is proud to announce the reopening of its home loans division-Guarantee Home Loans!

When Guarantee originally opened for business as a home savings bank, the goal was to offer high quality services through its skilled and trustworthy advisors. We plan to offer that same service today, but with added benefits.

The Guarantee office at Palm & Herndon will serve as the location for our new Loan Officer Scott Reba. Scott is a professional who maintains an exemplary level of trust and respect in the real estate community. Through his past history with Guarantee, Scott has gained knowledge of the Guarantee brand and he plans to provide a valuable service that’s exceptional and incomparable.

“I am a Fresno native and my family has worked in the valley housing industry my entire life. My father managed the Guarantee office at Marks and Bullard for 10 years and now I get to carry on that tradition through mortgage services. I’ve served for the past 21 years in the mortgage industry, and I am a member of the local Mortgage Association. I look forward to bringing my knowledge and expertise to Guarantee Home Loans.”
Scott Reba, Mortgage Loan Officer, Guarantee Home Loans

If you are in need of a home loan and would like to discuss your options for financing, don’t hesitate to CONNECT with Scott today.

Toys For Tots

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We are happy to announce that Guarantee Real Estate sales offices will serve as drop off locations for Toys for Tots.

Toys for Tots is a program run by the United States Marine Corps Reserve which distributes toys to local children whose parents can’t afford to buy them for Christmas. Guarantee Real Estate is pleased to join the mission of the program which is to “DELIVER” smiles through giving new and unwrapped toys.

Teamwork and community involvement will make this project a huge success. Therefore, every Valley resident is encouraged to share this announcement throughout the surrounding communities. Please encourage everyone that you know to join our efforts in providing joy, goodwill, and cheer to children less fortunate. It doesn’t cost much to put a smile on a child’s face, but a smile that YOU create by giving is priceless!

The sales offices listed below will accept new and unwrapped toys between now and December 13. The offices are open during regular business hours, Monday – Friday 8:30 AM – 5:00 PM.


7050 N. Palm Avenue, Fresno, CA 93650

5210 N. Palm Avenue, Fresno, CA 93704

180 W. Bullard Avenue, Clovis, CA 93612

3 River Park Place East, Fresno, CA 93720

1049 G. Street, Reedley, CA 936524

29369 Auberry Road, Prather, CA 93651

Here Are The Facts!

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Election season is here and we want buyers and sellers to know the FACTS regarding the local housing market. In this week’s Real Estate Minute (REM) with CEO, Andy Nazaroff, he talks straight TRUTH as it relates to appreciation and increased inventory.

What’s Really Happening in the Valley’s Housing Market?
As home inventory continues to gradually increase and the Valley’s market returns to normalcy, appreciation will continue to slow down. Current homeowners and potential buyers have little to be concerned about. Here’s why: Amidst a market cool down, the housing market will show sustainable growth and homes will become more affordable to Valley residents!

Equity Gained is Shift Towards Style and Opportunity!
During the first quarter of 2018, we encouraged homeowners to maximize their equity gain by using their appreciation to upgrade. We’d like to remind you that you still have time to gain the most from your equity. However, the “window of opportunity” will not stay open for long.

Are you looking for BETTER STYLE and OPPORTUNITY? This is the best time to sell and upgrade. Take a look at our Featured Luxury Homes page and view all of our premium style homes listed at 450K and up.

Your home may be worth more than you think! CONNECT with us TODAY to get a complete analysis of your home’s value.

Guarantee Home Safety Tips for Halloween

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Many children look forward to Halloween-The one day they can dress up and collect as many candy & treats their hands will allow. At Guarantee, we want all of our neighborhoods to enjoy the festivities of Halloween, but we want to encourage safety as well. Below are three important safety tips to keep top of mind when handing out treats this year.

Use Lots of Lights and Avoid Using Candles
A dark home can tell people you’re not expecting visitors. It could also be an accident waiting to happen. Be sure to keep the pathway from the street to your door well-lit. A glowing jack-o’-lantern makes your home warm and welcoming to children, but using a candle to illuminate a pumpkin can be dangerous. Costumes and paper decoration are easily flammable, so instead of using a candle, use fun light-up decorations that are battery operated.

Keep Your Walkway Clear
The fall season produces lots of leaves. Remember to sweep away dirt, leaves, and branches from your driveway or sidewalk. Trick-or-treaters are usually too preoccupied by counting their candy to pay close attention to where they’re walking, so it’s important to inspect your yard for hazards. Be sure your yard and walkways are free of water hoses, sprinklers, and loose gravel. If your home has an irrigation system, turn the system off so your lawn and walkways have a chance to dry.

Use Your Garage
The night before Halloween can be full of mischief, and the night of Halloween can lead to a yard full of kids. If your car is left outside of the garage, it can be a target for pranks, accidental dents and scratches. Be sure to park your car inside of your garage. If you don’t have a garage, try to park your car in a place with low traffic.

Have a safe and fun Halloween from your friends at Guarantee Real Estate!

Guarantee Features Alice Brown-Harris!

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Written by: Leverne Brown

An Olympian From the Start
Alice Brown-Harris – A three time US Olympian, was raised in Southern California. After graduating from John Muir High School, she earned a B.A. from California State University Northridge.

At the age of 11, Alice began to dream big through her love for sports. In 1972, she watched her first Olympic games on TV and with amazement she thought, “I’m going there!” Alice excelled at various different activities like softball, but found herself most comfortable with running. Alice lived for running, and she set her sight on achieving the opportunity to compete internationally. In 1980, Alice’s dream became a reality when she earned a spot on the US Olympic Team. Unfortunately, this would be bittersweet. Since the US declined to participate in the Moscow Olympic Games, Alice’s hope to earn a medal temporarily diminished.

In Alice’s opinion, a setback is only a setup for a better opportunity to do something greater. In the 1984 Olympics, she was the first leg of the United States women’s 4x100m relay team, which won gold in Los Angeles. She won silver in the 100m dash in the same Olympic games. At the 1988 Olympics in Seoul, South Korea, history was made when the US women’s 4x100m relay team won gold for the second consecutive Summer Olympic games — this time with the quartet of Alice Brown, Sheila Echols, Florence Griffith-Joyner, and Evelyn Ashford.

After retiring from athletics, Alice worked for the California Department of Corrections. In 2015, she retired from her position with the State, and in 2017 she began a new career in Real Estate.

Why Choose a Career in Real Estate?
“My career choices were influenced by those who helped me through all of my rough patches…I may not have been as successful had I not received the support of family and friends who loved me through it all,” explained Alice. Selling real estate gives Alice an opportunity to help others.

Alice takes pride in her new profession as a Realtor®. The same hard work, tenacity, and dedication that she embraced over the years as an Olympian is what she brings to her clients at Guarantee Real Estate.

“I assure my clients that I’ll do my best to bring them the GOLD, because I leave no rock unturned!”

Agent Picture

Leverne Brown

Guarantee Blog Writer

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The Valley’s Market Enters Neutral Territory!

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In this Week’s Real Estate Minute (REM) Andy Nazaroff, CEO of Guarantee Real Estate explains that for the first time in three years the Valley’s housing market has entered neutral territory! This means the market is currently demonstrating a balance between buyers and sellers.

Take a brief look at the graph down below. It shows a 20% increase in inventory from one year ago.

This is great news for buyers and sellers. More inventory indicates more choices for buyers, and more inventory increases the chance for homeowners to sell at a normal price range.

CONNECT with a Guarantee Realtor® today!

Fall is a Great Season to List Your Home!

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The Process Will Be Fast and Efficient!
Before our buyers shop for a home, we connect them with the most knowledgeable loan officers to secure financing. This saves the buyer time, and it makes the process much easier for YOU as the seller.

Since today’s market has compelled home buyers to step up, you can rest and be sure that many of them have gone beyond the average requirements to obtain mortgage financing.

When you list your home with Guarantee this Fall, your home’s “days on market” won’t be very long. The tenacity of a buyer matched with the commitment of a Guarantee Realtor®, makes the selling process much faster.

CONNECT with a Guarantee Realtor® today and let’s discuss more opportunities for your investment!

Fall is a Great Time to Sell and Upgrade!

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Home inventory still falls below the 6-month supply that is needed for a typical housing market. This means there aren’t enough homes for sale to satisfy the number of buyers. However, this is great news for those who’ve gained equity as their home values have increased.

Equity Gained is a Shift Towards Opportunity!
If you’ve been thinking of moving to a premium style home, this is the perfect time to sell and upgrade. List your home with Guarantee this Fall, and take advantage of the current buyer demand.

CONNECT with us NOW, and find out what your home is worth.

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