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Guarantee Donated $1,000 to Able Advocates

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The Guarantee Good Will Network recently made a $1000 donation to Able Advocates. The donation will assist the organization with its mission: to provide services and equipment for Central California children with special needs.

Katrina Oh is the founder of Able Advocates, a non-profit providing services and equipment for children with special needs that either get denied or waiting for insurance authorization. Able Advocates equipment closet has provided more than 1500 families with much needed support to enhance their child’s life. Some families would have never received the adequate assistance without Able Advocates.

“Thank you Guarantee for your kind support…This donation is not just going towards our Equipment Closet, but it will help build stronger communities through networking, ensure that ALL children are loved and feel important, and it will provide a pathway for them to succeed.” -Katrina Oh, Founder, Able Advocates

How it All Began
6 years ago, Katrina Oh started Able Advocates to benefit children like her son Nathan, who was born with a rare brain disorder. Although Nathan was denied insurance services, Katrina became relentless and she never allowed hardships to prevent her from providing the best care for her son. Sometimes Katrina’s determination required her to pay for services out of her own pocket.

Through connecting with other families who experienced the same challenges with insurance companies, Katrina felt it necessary to start a support group for mothers with special needs children. Together these extraordinary women worked hard to create significant changes for local special needs children.

How Can I Help?
You can help Able Advocates by going to their website www.ableadvocates.org and clicking on the “Donation” button.

The Guarantee Goodwill Network Fund is a donor-advised fund, established at the Central Valley Community Foundation, to encourage Guarantee employees to give back to the communities where they live and work.


Guarantee Donates $500 to the Molly Griffin Scholarship

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The Guarantee Good Will Network has donated $500 to the Molly Taylor Griffin Scholarship. Molly Griffin was a nurse who was well liked by her peers and everyone who knew her. Sadly her life ended too soon in 2015 when she was killed in a drunk driver related accident. Her parents set up this scholarship in her honor. Her father Doug Griffin was present for our check presentation recently at our Guarantee Woodward Park office where we got to hear her story.

How can I help support the Molly Taylor Griffin Scholarship?

If you would like to donate to the scholarship go to the following link and Mark “Other” and enter “Molly Taylor Griffin Scholarship”.

Donate here www.fresnostate.edu/advancement/giving/givenow.html

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The Guarantee Goodwill Network Fund is a donor-advised fund, established at the Central Valley Community Foundation, to encourage Guarantee employees to give back to the communities where they live and work.


Post-Mortgage Application Don’ts | REM #73

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Congratulations! You have been pre-approved for a mortgage and found your dream home! You’re beyond excited and ready to decorate your new home! But before you make any big purchases or move money around, consult your loan officer. Here are six things you should not do after applying for a mortgage! Some may seem obvious, but some may not!

1. Don’t change jobs or the way you are paid at your job!
2. Don’t deposit cash into your bank accounts.
3. Don’t make any large purchases like a new car or new furniture for your new home.
4. Don’t co-sign other loans for anyone.
5. Don’t apply for new credit.
6. Don’t close any credit accounts.

Bottom Line is, any change in income, assets, or credit could affect your loan. The best advice…. disclose and discuss your plans with your loan officer before you do anything financial in nature. They are there to help and guide you through the process.


Guarantee Donated $2,500 to Hinds Hospice

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Guarantee is happy to announce a $2,500 donation to Hinds Hospice!. The donation will assist the organization with its efforts to uphold the dignity and ease the suffering of the terminally ill, while supporting their loved ones and those who are grieving.

About Hinds Hospice
For almost 40 years, Hinds Hospice has provided comfort care and grief support in Fresno, Madera, & Merced counties. The number served by their programs has grown significantly throughout the years.

Many programs are not covered or are inadequately funded. To address these issues, Hinds Hospice maintains programs and services such as; Patient Care Services, the Hinds Hospice Home-where terminally ill patients receive 24 hour care, Angel Babies-to help families cope with the devastation of losing a little one, and the Center for Grief and Healing-which provides understanding, compassion and professional support to those experiencing loss and grief.

How Can I Get Involved?
Hinds Hospice relies on community support to meet the growing needs of the organization. The generosity of the community is always appreciated through donations, volunteering, and patronizing the Hinds Hospice Thrift Stores. Please click HERE and learn more ways to get involved.

The Guarantee Goodwill Network Fund is a donor-advised fund, established at the Central Valley Community Foundation, to encourage Guarantee employees to give back to the communities where they live and work.


The Fresno Community Concert Band

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Guarantee Donated $1,000 to the Fresno Community Concert Band. Guarantee recently had a check presentation at our Palm Herndon office!

About the Fresno Community Concert Band

The Fresno Community Concert Band provides a unique musical experience by performing a variety of music – traditional, western, patriotic, Latin, jazz, big band and music of the stage and screen. 75 unpaid amateur and professional musicians present six concerts each season, honoring our military at its May concert each Memorial Day Weekend and an additional concert at the Caruthers Fair.

Besides featuring guest soloists at our concerts, educational highlights have included awarding a music scholarship to a qualified high school student, showcasing high school or middle school bands at selected concerts, offering masterclasses to students and presenting verbal program notes on every concert. Exciting concerts for every member of the family!

We are grateful to Guarantee Real Estate for sponsoring our December concert, to be presented on December 8, 2019 at 3:00 PM and 7:00 PM at Fresno City College.

Learn more about the Fresno Community Concert Band at www.fresnocommunityband.org.

If you would like to support the band CLICK HERE for more info.

The Guarantee Goodwill Network Fund is a donor-advised fund, established at the Central Valley Community Foundation, to encourage Guarantee employees to give back to the communities where they live and work.


HOA Pros & Cons | REM #59

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Home buyers have many things to consider when considering a home for purchase: Location, price, square feet and condition are among the initial factors.

Beyond those, one area that can either entice a buyer, or be a deal breaker is a Home Owner’s Association, or HOA.

An HOA typically involves a recurring fee that goes to cover maintenance of common areas in the neighborhood.

The CC&R’s in an HOA – or covenants, conditions, and restrictions are designed to help the neighborhood keep it’s uniformity from an architectural design to the maintenance of front yards.

Some buyers don’t like the idea of red tape an HOA may present as it may feel overbearing. But that same red tape may prevent a neighbor from rowdy parties, leaving their trash cans out, or letting their property go to blight.

The bottom line – it comes down to preference.

If you like a property in an HOA – ask your REALTOR what it covers and get a copy of the CC&R’s to dig deeper.


When to Sell Your Home | REM #58

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Spring time is here, summer will soon be heating up, graduations are around the corner and so are vacations and lots of outdoor fun.

Is it any surprise that these are the BEST months to put your home on the market?

Just this last week ATTOM data solutions turned in a report from their study of 8 years of property sales all over the country – over TWENTY EIGHT MILLION PROPERTY SALES were studied!

Here’s what they found – the months that buyers have been willing to pay a premium over what the property’s are worth are:
May, June & July

Now this doesn’t mean you can throw your house on the market and expect to get 9-10% over market values.

You still have to have a strategy, great marketing with exposure to the most buyers.
Something I would encourage you to ask your REALTOR a little more about.


Agreeing on a Home | REM #57

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Have you ever heard that opposites attract?

It’s often true and might be great in a relationship, but in real estate it can be a challenge!

Sometimes it’s comical.

Sometimes it’s uncomfortable!

One person may love the house while the other hates it.

One may seem like they like it, but later has remorse.

Or worse yet . . . they just argue and fight over not seeing eye to eye on any home they see.

So how do you avoid this?

Here’s the best advice I’ve received and handed out to home buyers over the years:

Each of you make a separate list – of up to 20 things you really want in your new home.

Do the list separately and force yourself to get as many things on the list that you can think of.

Then, compare your lists together & look for 5 or more things that you have in common.

Usually, this creates a healthy foundation for a conversation about deal breakers and areas of compromise among your wants and needs.


Spring Cleaning | REM #54

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With the arrival of the spring cleaning season comes the perfect time to tune up your home for ongoing maintenance, efficiency and to get the best possible price if you plan to sell.
So what are some of the items to attend to?
• Service your heating and air conditioning system
• Check for any roof damage from winter rains and storms
• Fix broken sprinkler valves and tidy up landscaping
• Remove debris from rain gutters
• Repair/replace windows and screens
• Caulk around sinks and in showers
• Power wash vinyl siding
• Consider calling a foundation specialist for cracking or deteriorating floors and walls
And, of course, call your real estate professional who will be happy to provide a list of preferred contractors and vendors to get your home in tip-top shape!


Perfect Time to Buy | REM #53

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What if I told you that NOW is the perfect time to buy a home . . .and could prove it?
I’d like to give you some real facts behind this busy real estate market.
Check this out –
A year ago the local real estate market was saturated with buyers. Inventory was low & demand was super high so properties received multiple offers and home prices ran up.
Then interest rates rose in the fall, inventory began to creep up, and demand slowed.
As this happened . . .sellers began to reduce their prices to align with the waining demand. Then, in late March 2019, the unthinkable has happened.
Interest rates just dropped. . . more than once.
So . . .here’s the bottom line. This is a perfect scenario:
Inventory is still up – you have choices.
Interest rates are down – you can afford more.
Sellers have reduced their prices. Always good for you!
Are you ready to buy?


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